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Loans | Mortgage | Savings | Certificates
| All Rates are subject to change by Board of Directors |
| Loans |
Rate |
APR* |
Term |
Maximum |
|
| New Vehicle Loan** |
3.390 |
3.390 |
n/a |
100% of vehicle price |
Calculator |
| Used Vehicle Loan** |
3.890 |
3.890 |
n/a |
Dependent on year of vehicle |
Calculator |
| New R.V. Loan** |
6.250 |
6.250 |
n/a |
up to 90% Financing |
Calculator |
| Used R.V. Loan** |
7.250 |
7.250 |
n/a |
up to 90% Financing |
Calculator |
| New Motorcycle Loan** |
6.990 |
6.990 |
n/a |
90% + tax & lic. |
Calculator |
| Used Motorcycle Loan** |
6.990 |
6.990 |
n/a |
90% of high B/B |
Calculator |
| Computer Loan** |
5.000 |
5.000 |
n/a |
$3,000.00 |
Calculator |
| Signature Loan** |
12.000 |
12.000 |
n/a |
$5,000.00 |
Calculator |
| Overdraft Protection Line of Credit |
15.000 |
15.000 |
99 |
$2,000.00 |
Calculator |
| Share Secured Loan |
3.150 |
3.150 |
n/a |
95% of shares pledged |
Calculator |
| VISA CLASSIC |
12.500 |
12.500 |
n/a |
$5,000.00 |
Calculator |
| VISA GOLD |
9.900 |
9.900 |
n/a |
$10,000.00 |
Calculator |
| Home Equity Line of Credit - 80% LTV |
4.250 |
4.250 |
240 |
$200,000.00 |
Calculator |
| Closed End Equity Loan Up to 80% LTV |
9.000 |
9.000 |
240 |
$200,000.00 up to 80% LTV |
Calculator |
| Closed End Equity Loan - 81-90% LTV |
10.000 |
10.000 |
240 |
$50,000.00 |
Calculator |
*APR = Annual Percentage Rate
** 1/2% Discount on Loan Rates are available if you have two of the following: Credit Union VISA, Payroll Deduction, or Credit Union Checking.
Additional 1/2% discount with 20% down on vehicle loans.
On vehicles financed longer than 60 months, there is a 1/2% addition added to the standard interest rate for each 12 month increment the term is extended.
ALL RATES ARE SUBJECT TO CHANGE
Go To Loan Application | Go To Calculators | Back to Top
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| Call the Credit Union for today's interest rates |
PURCHASE AND REFINANCE RATES ARE AVAILABLE BY CALLING MARTI AT 661-861-6151 EXT. 230
HELOC
| Rate |
Points |
APR* |
| 4.250 |
0 |
4.250 |
CLOSED END EQUITY-80% LTV
| Rate |
Points |
APR* |
| 9.000 |
0 |
9.000 |
CLOSED END EQUITY-81%-90% LTV
| Rate |
Points |
APR* |
| 10.000 |
0 |
10.000 |
| All Rates are subject to change by the Board of Directors |
| Savings |
Dividend Rate |
APY* |
Term |
Minimum Opening Balance |
| Regular Share Account ($100-$2,499.99) |
0.150 |
0.150 |
n/a |
$25.00 |
| Regular Share Account ($2,500-$9,999.99) |
0.150 |
0.150 |
n/a |
$25.00 |
| Regular Share Account ($10,000 and over) |
0.150 |
0.150 |
n/a |
$25.00 |
| Club Account |
0.050 |
0.050 |
n/a |
$5.00 |
*APY = Annual Percentage Yield
Dividends are compounded quarterly on regular shares and clubs.
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| All Rates are subject to change by the Board of Directors |
| Certificates |
Dividend Rate |
APY* |
Term |
Minimum Opening Balance |
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| 6 Month Certificate ($1,000-$9,999.99) |
.150 |
.150 |
6 |
1,000.00 |
| 6 Month Certificate ($10,000.00-$49,999.99) |
.250 |
.250 |
6 |
10,000.00 |
| 6 Month Certificate ($50,000.00 & over) |
.600 |
.600 |
6 |
50,000.00 |
| |
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| 12 Month Certificate ($1,000-$9,999.99) |
.250 |
.250 |
12 |
1,000.00 |
| 12 Month Certificate ($10,000.00-$49,999.99) |
.400 |
.400 |
12 |
10,000.00 |
| 12 Month Certificate ($50,000.00 & over) |
.750 |
.750 |
12 |
50,000.00 |
| |
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| 24 Month Certificate ($1,000.00-$9,999.99) |
.400 |
.400 |
24 |
1,000.00 |
| 24 Month Certificate ($10,000.00-$49,999.99) |
.550 |
.550 |
24 |
10,000.00 |
| 24 Month Certificate ($50,000.00 & over) |
.900 |
.900 |
24 |
50,000.00 |
| |
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| 36 Month Certificate ($1,000.00-$9,999.99) |
.550 |
.550 |
36 |
1,000.00 |
| 36 Month Certificate ($10,000.00-$49,999.99) |
.700 |
.700 |
36 |
10,000.00 |
| 36 Month Certificate ($50,000.00 & over) |
1.050 |
1.060 |
36 |
50,000.00 |
| |
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| 48 Month Certificate ($1,000.00-$9,999.99) |
.700 |
.700 |
48 |
1,000.00 |
| 48 Month Certificate ($10,000.00-$49,999.99) |
.850 |
.850 |
48 |
10,000.00 |
| 48 Month Certificate ($50,000.00 & over) |
1.200 |
1.210 |
48 |
50,000.00 |
| |
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| 60 Month Certificate ($1,000.00-$9,999.99) |
.850 |
.850 |
60 |
1,000.00 |
| 60 Month Certificate ($10,000.00-$49,999.99) |
1.000 |
1.000 |
60 |
10,000.00 |
| 60 Month Certificate ($50,000.00 & over) |
1.350 |
1.360 |
60 |
50,000.00 |
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| IRA (1 year) $1,000.00-$9,999.99 |
0.400 |
0.400 |
12 |
1,000,00 |
| IRA (1 year) $10,000.00-$49,999.99 |
0.500 |
0.500 |
12 |
10,000.00 |
| IRA (1 year) $50,00.00 & over |
0.600 |
0.600 |
12 |
50,000.00 |
| IRA (2 year) $1,000.00-$9,999.99 |
0.600 |
0.600 |
24 |
1,000.00 |
| IRA (2 year) $10,000.00-$49,999.99 |
0.700 |
0.700 |
24 |
10,000.00 |
| IRA (2 year) $50,000.00 & over |
0.800 |
0.800 |
24 |
50,000.00
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*APY = Annual Percentage Yield
Dividends are compounded monthly. Early withdrawal penalties may apply.
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