|
|
Loans | Mortgage | Savings | Certificates
| All Rates are subject to change by Board of Directors |
| Loans |
Rate |
APR* |
Term |
Maximum |
|
| New Vehicle Loan** |
4.500 |
4.500 |
n/a |
100% of vehicle price |
Calculator |
| Used Vehicle Loan** |
5.000 |
5.000 |
n/a |
Dependent on year of vehicle |
Calculator |
| New R.V. Loan** |
7.000 |
7.000 |
n/a |
up to 90% Financing |
Calculator |
| Used R.V. Loan** |
8.000 |
8.000 |
n/a |
up to 90% Financing |
Calculator |
| New Motorcycle Loan** |
7.250 |
7.250 |
n/a |
90% + tax & lic. |
Calculator |
| Used Motorcycle Loan** |
7.250 |
7.250 |
n/a |
90% of high B/B |
Calculator |
| Computer Loan** |
7.250 |
7.250 |
n/a |
$3,000.00 |
Calculator |
| Signature Loan** |
13.250 |
13.250 |
n/a |
$5,000.00 |
Calculator |
| Overdraft Protection Line of Credit |
15.000 |
15.000 |
99 |
$2,000.00 |
Calculator |
| Share Secured Loan |
3.450 |
3.450 |
n/a |
95% of shares pledged |
Calculator |
| VISA CLASSIC |
12.500 |
12.500 |
n/a |
$5,000.00 |
Calculator |
| VISA GOLD |
9.900 |
9.900 |
n/a |
$10,000.00 |
Calculator |
| Home Equity Line of Credit - 80% LTV |
4.825 |
4.825 |
240 |
$75,000.00 |
Calculator |
| Closed End Equity Loan Up to 80% LTV |
9.000 |
9.000 |
240 |
$75,000.00 up to 80% LTV |
Calculator |
| Closed End Equity Loan - 81-90% LTV |
10.000 |
10.000 |
240 |
$75,000.00 |
Calculator |
*APR = Annual Percentage Rate
** 1/2% Discount on Loan Rates are available if you have two of the following: Credit Union VISA, Payroll Deduction, or Credit Union Checking.
Additional 1/2% discount with 20% down on vehicle loans.
On vehicles financed longer than 60 months, there is a 1/2% addition added to the standard interest rate for each 12 month increment the term is extended.
ALL RATES ARE SUBJECT TO CHANGE
Go To Loan Application | Go To Calculators | Back to Top
|
| Call the Credit Union for today's interest rates |
PURCHASE AND REFINANCE RATES ARE AVAILABLE BY CALLING MARTI AT 661-861-6151 EXT. 230
HELOC
| Rate |
Points |
APR* |
| 4.875 |
0 |
4.875 |
CLOSED END EQUITY-80% LTV
| Rate |
Points |
APR* |
| 9.000 |
0 |
9.000 |
CLOSED END EQUITY-81%-90% LTV
| Rate |
Points |
APR* |
| 10.000 |
0 |
10.000 |
| All Rates are subject to change by the Board of Directors |
| Savings |
Dividend Rate |
APY* |
Term |
Minimum Opening Balance |
| Regular Share Account ($100-$2,499.99) |
0.200 |
0.200 |
n/a |
$25.00 |
| Regular Share Account ($2,500-$9,999.99) |
0.300 |
0.300 |
n/a |
$25.00 |
| Regular Share Account ($10,000 and over) |
0.400 |
0.400 |
n/a |
$25.00 |
| Club Account |
0.200 |
0.200 |
n/a |
$5.00 |
*APY = Annual Percentage Yield
Dividends are compounded quarterly on regular shares and clubs.
Back to Top
|
| All Rates are subject to change by the Board of Directors |
| Certificates |
Dividend Rate |
APY* |
Term |
Minimum Opening Balance |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 6 Month Certificate ($1,000-$9,999.99) |
.500 |
.500 |
6 |
1,000.00 |
| 6 Month Certificate ($10,000.00-$49,999.99) |
.600 |
.600 |
6 |
10,000.00 |
| 6 Month Certificate ($50,000.00 & over) |
.950 |
.950 |
6 |
50,000.00 |
| |
|
|
|
|
| 12 Month Certificate ($1,000-$9,999.99) |
.600 |
.600 |
12 |
1,000.00 |
| 12 Month Certificate ($10,000.00-$49,999.99) |
.950 |
.950 |
12 |
10,000.00 |
| 12 Month Certificate ($50,000.00 & over) |
1.150 |
1.160 |
12 |
50,000.00 |
| |
|
|
|
|
| 24 Month Certificate ($1,000.00-$9,999.99) |
.950 |
.950 |
24 |
1,000.00 |
| 24 Month Certificate ($10,000.00-$49,999.99) |
1.150 |
1.160 |
24 |
10,000.00 |
| 24 Month Certificate ($50,000.00 & over) |
1.400 |
1.410 |
24 |
50,000.00 |
| |
|
|
|
|
| 36 Month Certificate ($1,000.00-$9,999.99) |
1.100 |
1.110 |
36 |
1,000.00 |
| 36 Month Certificate ($10,000.00-$49,999.99) |
1.400 |
1.410 |
36 |
10,000.00 |
| 36 Month Certificate ($50,000.00 & over) |
1.600 |
1.610 |
36 |
50,000.00 |
| |
|
|
|
|
| 48 Month Certificate ($1,000.00-$9,999.99) |
1.300 |
1.310 |
48 |
1,000.00 |
| 48 Month Certificate ($10,000.00-$49,999.99) |
1.600 |
1.610 |
48 |
10,000.00 |
| 48 Month Certificate ($50,000.00 & over) |
1.700 |
1.710 |
48 |
50,000.00 |
| |
|
|
|
|
| 60 Month Certificate ($1,000.00-$9,999.99) |
1.500 |
1.510 |
60 |
1,000.00 |
| 60 Month Certificate ($10,000.00-$49,999.99) |
1.700 |
1.710 |
60 |
10,000.00 |
| 60 Month Certificate ($50,000.00 & over) |
1.800 |
1.810 |
60 |
50,000.00 |
| |
|
|
|
|
| IRA (1 year) $2000.00 & over |
3.650 |
3.710 |
12 |
2,000,00 |
| IRA (1 year) $100.00-$1,999.99 |
3.400 |
3.450 |
12 |
$100.00 |
| IRA (2 year) $2,000.00 & over |
3.900 |
3.970 |
24 |
2,000.00 |
| IRA (2 year) $100.00-$1,999.99 |
3.650 |
3.710 |
24 |
$100.00
|
*APY = Annual Percentage Yield
Dividends are compounded monthly. Early withdrawal penalties may apply.
Back to Top
|
|
