Accounts

We are pleased to offer you several different accounts and products to suit your needs.

• Share Draft Accounts

  A Share Draft account is a Credit Union’s version of a Checking Account, letting members write checks and use debit cards for daily transactions.

• Mastercard Debit and ATM Card

  A Mastercard Debit card is a payment card that links directly to your account, allowing you to make purchases and withdraw cash wherever Mastercard is accepted. An ATM Card is a card used at Automatic Teller Machines (ATMs) for basic banking such as withdrawing cash, checking balances, and depositing funds using a Personal Identification Number(PIN) for security. An ATM card generally cannot be used for purchases in stores or online.

• Christmas Club Accounts

  A Christmas Club Account is a special savings account offered by the credit union to help you save for holiday expenses(i.e. gifts, travel, food, etc.) by making regular, automatic transfers/deposits throughout the year and receiving the full amount on October 31st, just in time for the holidays.

• Share Certificate Accounts

  A Share Certificate Account is a credit unions version of a Certificate of Deposit(CD), where you deposit money for a fixed term(i.e. 6 months) at a set dividend (interest) rate, earning more than a regular savings account, but with penalties for early withdrawal, offering a secure, low-risk way to grow savings.

• Individual Retirement Share Accounts

  Individual Retirement Share Accounts are self-funded investment accounts offering tax advantages for retirement savings.

• Individual Retirement Certificate Accounts

  Individual Retirement Certificate Accounts are retirement savings plans where your money is invested specifically in Share Certificates or Certificates of Deposits(CDs), offering a low-risk, fixed-interest-rate way to grow retirement funds.